The Truth About Down Payments in NYC & Long Island: You Don’t Need 20%

If you’re a first-time homebuyer in Queens, Brooklyn, or Long Island, chances are you’ve been told you need 20% down to buy a home. And chances are—that “rule” has been keeping you renting way longer than necessary. Here’s the truth: you don’t need 20% down to buy a home. Where Did the 20% Myth Co

The Real Cost of Holding On to Your NYC Home Too Long

If you’ve been thinking about selling your Queens, Brooklyn, or Long Island home but keep saying, “Maybe next year,” you could be costing yourself serious money. Here’s why waiting too long to sell can backfire:   Deferred maintenance = higher costs. That roof repair you put off? Buyers notice.

Why Your Zillow Search Is Keeping You from Finding Your First Home

Be honest—how many times have you refreshed Zillow today? Here’s the harsh truth: if Zillow is your only home search tool, you’re already behind other buyers.   Listings are outdated. Homes that show “available” may already be in contract. You’re seeing what everyone else sees. If it’s on Zill

The NYC & Long Island Neighborhoods Nobody’s Talking About (Yet)

Everyone knows about Astoria, Garden City, and Huntington. But what about the neighborhoods no one’s talking about? The ones where first-time buyers can still find space, community, and value before they blow up?   Here are a few hidden gems worth watching in 2025:   Elmont (Nassau County): With